[Inovestive]

[SAMPLE REPLY – fictional preview, written by the administrator] Good instinct to stress-test it. I would verify rent with three recent comparable leases and get a real insurance quote before touching the price. For reference, at $265,000 with the same 25% down the payment drops to about $1,289/month and cash flow turns slightly positive, roughly +$300 a year. That is still thin, so I would want either a lower price, a rent upside I can document, or a reason the property will appreciate faster than the area. Cash flow near zero leaves no room for a vacancy or a surprise roof.